Health Insurance Answer Guy
Welcome to your...
Individual Health Insurance Information and Research Site
Jerold Nott - Proprietor
My licenses
Declinable Medical
Conditions
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A partial list
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Acromegaly
Addison's Disease
Adrenal Insufficiency
AIDS
Alzheimers Disease
Amyotrophic Lateral Sclerosis
Angina Pectoris
Angioplasty (Coronary)
Ankylosing Rheumatoid Spondylitis
Anorexia Nervosa
Aplastic Anemia
Ascites
Ataxia, Locomotor
Atherosclerosis
Autism
Bipolar Disorder
Bulimia
Bueger's Disease
Bypass, Coronary
Carotid Artery Occlusion
Cerebral Hemorrhage / Embolism / Thrombosis
Charcot-Marie Tooth Disease
Cirrhosis
Claudication, Intermittent
Chronic Fatigue Syndrome
Congestive Heart Failure
Coronary
Artery Disease
Coronary Insufficiency
Cushings Disease or Syndrome
CVA
Cystic Fibrosis
Cystica Disseminata
Diabetes
Dwarfism
Esophogeal Varices
Factor Deficiencies
Fibrocystic Disease of the Pancreas
Heart Attack
Heart Disease
Heart Stent
Heart Valve Replacement
Hemo -chromatosis
Hemophilia A or B
Hepatitis C
HIV
Hydrocephalus
Hyper-petuitarism
Hypopara-thyroidism
Leukemia
Lupus, Systemic
Manic Depression
Marie
Strumpell
Spondylitis
Morbid Obesity
Multiple Sclerosis
Muscular Dystophy
Myasthenia Gravis
Nephrotic Syndrome
Neurogenic Bladder
Neuromyositis
Organ Transplant
Osteitis
Fibrosa
Cystica
Paget's Disease of the Bone
Pancreatic Calcifications or Stones
Paralysis
Paranoia
Parkinson's Disease
Periarteritis Nodosa
Peripheral Neuritis
Peripheral
Vascular Disease
Polycystic
Kidney
Disease
Polycythemia
Polyneuritis
Psoriatic Arthritis
Regional Enteritis
Reiter's Syndrome
Renal Dialysis
Renal Failure
Renal Insufficiency
Rheumatoid Arthritis
Schizophrenia
Scleroderma
Sickle Cell Anemia
Sjorgen's Syndrome
Still's Desease
Stoke
Tourette's Syndrome
Transient Ischemic
Attack (TIA)
Turner's Syndrome
Ulcerative Colitis
... Just to name a few
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Our goal working together My passion, my crusade, is to make it so you obtain the best health insurance available to you and your family. The application process – Your health insurance company is NOT your friend. What you say WILL be used against you! Find out how to fill out an application. Health Savings Accounts (HSA's) – Can you afford one? Do you even want one? What are the Pro's and Con's? How you can "have it all for less" just by adding a supplemental health insurance plan. Find out what most health insurance agents won't tell you. The Do's, Don'ts and Never's of giving out your personal information online How the "leads" generation process affects you and how to protect yourself so you don't become a health insurance lead A list of questions to ask a health insurance agent. Now YOU control the conversation! Where to find your State Data links page to check up on your health insurance agent, agency and insurance company How to make sure your health insurance company meets the highest standards through A.M. Best , Standard & Poors and the National Association of Insurance Commissioners (NAIC) How to find a true individual health insurance "professional" A list of State high risk pools. Does your State have one? Do you qualify?
I'll show how to safely shop for your individual health insurance policy. It doesn't matter to me one hoot whether you use your health insurance agent, an online e-company, or me.
The important thing is to get the policy that's right for you... not what's right for the agent.
Look below to get started.
Here's the point...
If you are healthy, then you are extremely fortunate. Your options within the health insurance industry are limitless.
Rock and Roll!
If you have "pre-existing conditions", it can be extremely difficult to get the best health insurance available... if you can get it at all. But don't worry, you do have options. You may qualify for a State high risk pool. Does your State have one? Do you qualify? Find out.
Trust
Trust is earned, not given. Hopefully over time, I will earn your trust.
As a health insurance broker I have seen the begrudging trust people have placed in me. Hey, no fault. I'm honest. But how does anyone know that besides me? You've only just met me.
What's to trust, right? How do you know I'm giving it to you straight?
Here's how...
Ask questions
If you take nothing else away from here, please print up the key questions to ask PDF you'll find at the top of the page. This is my gift to you and will be of great help when working with health insurance agents.
Asking questions is so important that the State of Nevada put out this fraud video.
Verify, verify, verify
Your next step is to go to the State data links page and verify your health insurance agent, agency, and health insurance company. Quick. Easy.
It's just a small part of what you can do on this site.
Did you click on the above link to check my licenses and make sure I'm for real? Good for you! What a great way to start!
Until now there has never been a way to verify any information provided by any health insurance agent. If one agent tells a story better than another, then chances are, that person gets the business... whether it's the best health insurance policy or not. I've seen it happen time and time again.
There are MANY shady health insurance agents out there in every State.
Here's what you'll find inside...
Now YOU Can Be Empowered!
